844 Harbor View Terrace

Annapolis, MD 21409
  • $1,249,999

    Price
  • 5

    Bed
  • 3

    Bath
  • 2,920

    SqFt

About the Listing TTRS9 - 3114036,51223

Wake up to panoramic views of the Magothy River from this beautifully updated home in the sought-after waterfront community of Cape St. Claire. Expansive windows fill the home with natural light while showcasing breathtaking water views from many of the primary living spaces. The stunning remodeled kitchen features quartz countertops, stainless steel appliances, custom cabinetry, a dry bar, and an open layout that flows seamlessly into the dining and living areas. Hardwood flooring, beautifully renovated bathrooms, updated stair railings, fresh paint, and designer finishes create a home that is both elegant and inviting. Offering a highly desirable layout with two main-level bedrooms and a private upper-level primary suite, the home provides exceptional flexibility for guests, multigenerational living, or a dedicated home office. The spacious primary retreat features a sitting area, custom walk-in closet, spa-inspired bath, and private balcony overlooking the Magothy River. The finished lower level provides additional flexible living space, abundant storage, and walk-out access to the backyard. Outdoor living shines with an expansive Ipe wood deck with glass railings, a hot tub, beautifully landscaped grounds, and stairs leading toward the shoreline—perfect for entertaining or simply enjoying the ever-changing waterfront scenery. With more than $250,000 invested in improvements over the past four years, this home combines timeless design with modern efficiency. Major updates include a complete kitchen renovation, three remodeled bathrooms, hardwood flooring, dual high-efficiency Carrier HVAC systems, updated electrical service with a Level 2 EV charger, reverse osmosis and whole-house water filtration systems, well pump replacement, waterproofing improvements, custom primary closet, backyard fencing, and much more. Conveniently located just minutes from downtown Annapolis, Broadneck schools, shopping, dining, commuter routes, and the Chesapeake Bay Bridge, this is a rare opportunity to own an extensively updated home with spectacular water views in one of Anne Arundel County's most beloved waterfront communities.

Listing Highlights

Status Active With Contingency
Days on Site 5
Property Type Residential
MLS ® MDAA2149710
Year Built 1987
Total Square Footage 2,920
Lot/Acreage 0.22
County Anne Arundel
Neighborhood Cape St Claire
HOA Dues 10/Annually

Interior Details

  • Bedrooms: 5
  • Bathrooms: 3 Full
  • Appliances: Dishwasher, Disposal, Exhaust Fan, Oven - Single, Oven/Range - Electric, Range Hood, Water Conditioner - Owned, ENERGY STAR Clothes Washer, ENERGY STAR Dishwasher, ENERGY STAR Freezer, ENERGY STAR Refrigerator, Icemaker, Microwave, Stainless Steel Appliances, Water Heater
  • Air Cond: Attic Fan,Ceiling Fan(s),Central A/C,Heat Pump(s),Programmable Thermostat,Multi Units
  • Heating: Heat Pump - Oil BackUp
  • Fireplaces:
  • Floor: Carpet,Hardwood,Luxury Vinyl Plank,Ceramic Tile
  • Above Ground Sq Ft: 2920
  • Below Ground Sq Ft: 0
  • Basement: Drainage System,Interior Access,Outside Entrance,Poured Concrete,Rough Bath Plumb,Rear Entrance,Unfinished,Water Proofing System
  • Other: Dining Area,Primary Bath(s),Entry Level Bedroom,Wood Floors,Recessed Lighting,Floor Plan - Open,Attic,Ceiling Fan(s),Bathroom - Soaking Tub,Walk-in Closet(s),WhirlPool/HotTub,Combination Dining/Living,Family Room Off Kitchen,Bathroom - Tub Shower,Water Treat System,Wet/Dry Bar,Primary Bedroom - Bay Front,Bathroom - Walk-In Shower,Butlers Pantry,Carpet,Kitchen - Gourmet,Upgraded Countertops,Main Floor Bedrooms: 2
  • Water: Well

Exterior Details

  • Lot Description: Front Yard,Landscaping,Rear Yard,Stream/Creek,Bulkheaded,Fishing Available,Not New Construction,Horse Property: No,Waterfront
  • Garage Capacity: 2 car
  • Parking Spaces: 2
  • Zoning: R5
  • Roof: Architectural Shingle
  • Others: Hot Tub,Flood Lights,Outbuilding(s),Boat Storage,Play Area,Private Beach,Excellent,Beach,Boat Ramp,Club House,Pier/Dock,Pool Mem Avail,Pool - Outdoor,Tot Lots/Playground,Water/Lake Privileges,Boat Dock/Slip
  • Sewer: Public Sewer
  • Parking Features: Paved Driveway,Oversized,Garage - Front Entry,Garage - Rear Entry,Additional Storage Area,Garage Door Opener,Off Street,Detached Garage,Driveway,2+ Spaces,1+ Spaces

Financial Details

  • Tax Amount: $9,689
  • Taxes w/Assessments: N/A
  • Tax/Property ID: N/A
  • Tax Year: 2026

Payment Calculator

Monthly Payment

  • in Principal and Interest
  • in Taxes
Years
% Down Payment
% Mortgage Rate

Questions About..

844 Harbor View Terrace Annapolis, MD 21409

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Never Miss A New Property

Get notified any time there's a new home on the market in this neighborhood!

Don't worry! We'll never spam you or sell your details. You can unsubscribe whenever you'd like.

Originating MLS: BRIGHT_MAIN

|

home

Are you buying or selling a home?

Buying
Selling
Both
home

When are you planning on buying a new home?

1-3 Mo
3-6 Mo
6+ Mo
home

Are you pre-approved for a mortgage?

Yes
No
Using Cash
home

Would you like to schedule a consultation now?

Yes
No

When would you like us to call?

Thanks! We’ll give you a call as soon as possible.

home

When are you planning on selling your home?

1-3 Mo
3-6 Mo
6+ Mo

Would you like to schedule a consultation or see your home value?

Schedule Consultation
My Home Value

or another way